Canadian Financial Crisis Analytics

85% of Canadians Living Paycheck to Paycheck

A Systemic Crisis Affecting All Demographics

Living Paycheck to Paycheck

85%

of Canadian workers

Under 35 Age Group

70-80%

young adults affected

Less than $200 buffer

58%

after monthly expenses

Debt-to-Income Ratio

Highest

globally among developed nations

Financial Security Status

Emergency Savings Reality

Critical Economic Vulnerability

With 85% of Canadians living paycheck to paycheck and 58% having less than $200 left monthly, a single unexpected expense can push millions into debt. This represents a systemic crisis affecting national economic stability, consumer spending, and long-term prosperity.

Data Sources & Methodology

Data compiled from National Payroll Institute surveys, Statistics Canada reports, and recent inflation-impact studies. The 85% figure represents the upper range of recent surveys showing Canadians experiencing financial stress or lack of emergency savings. Individual survey results may vary between 50-85% depending on methodology and timing.